The life insurance belongs to one kind of active performance within the whole systems of insurances which has strong potential power to grow up and will be one of the most important business for the insurance company, with the insurance developing rapidly, the insurance business will face the opportunity and challenge more apparently, this text takes the insurance business of Ping An Insurance Company of China as an example, analyzing the development of insurance of Ping An Insurance of China Company, the limitation of development and the expand of business , therefore, giving some suggestions and opinions about this business.