With insurance companies introduced continuously variable insurance investment, the substantial capital inflow into insurance companies. Huge insurance funds urgently needed for export. Access to the bond market in the road after being further Swinger, insurance companies, overseas investment has become an inevitable trend. Therefore, the attention of investors to enter the insurance QDII. In this paper, from a macro, micro perspective on the launch of the QDII insurance on the insurance industry and the significance of China's capital market, as well as the development of China's insurance QDII limitations. And abroad with more mature offshore investment experience of China's insurance QDII made relevant recommendations to ensure that insurance funds to preserve and increase in the overseas market proliferation. Keywords: foreign exchange reserves overseas investment insurance QDII