个人理财论文参考文献英文

Credit cards are a very popular form of credit and often very cheap if it is used wisely. However they aren't really suitable as a form of lending because if you fail to clear debts it could leave you with high interest repayments. If you struggle with your money management or won't be able to clear your card each month then credit cards will probably be very costly. Store cards Some retail stores issue their own cards. These cards can only be used within the group's stores. They usually don't have fees nut the interest rates are generally higher then normal purpose credit cards. Hire purchase It is a system of buying things on credit whereby the seller of the goods is regarded as the dealer, the purchaser is regarded as the hirer and the finance company is the owner. The ownership of the goods bought on hire purchase does not pass to the hirer at the time of hire purchase agreement or upon delivery of the goods. the ownerships of the goods remains in the owner till the hirer has fully paid the price agreed upon in the hire purchase agreement.

Creating Your Budget on PaperCreating a household budget on paper won't provide graphical budget reports found in budgeting or personal finance software, but creating a budget on paper has the advantage of being always available, not just when the computer is on PaperTo create a budget form with pen and paper or a word processor, you need to decide if you will budget the same amount for expenses and income for each month, or if you will be budgeting fluctuating amounts across the year. The method you decide on dictates the number of columns you will need in your budget up a budget on paper can be as simple as using your writing instrument of choice and a ruler to draw rows and columns. The advantage of this system is that it is portable and always available. The disadvantage is that as you tweak your budget or find new categories you need to budget for, you will need to rewrite parts of the budget or redo it you budget the same amount each month, draw two columns on paper, one for income and expense categories (paycheck, groceries, utilities) and one for the monthly budgeted amount for each category. If you are budgeting income or expenses will fluctuate monthly, you need a column for the budgeted categories and twelve columns to hold monthly up total expenses and income in a total row at the bottom of the budgeted amounts column. If you are budgeting for all twelve months, total each month individually. The total expense rows need to be compared to total income to be sure you are not more at Suite101: Creating Your Budget on Paper: Personal Financial Planning Form Print OutsPrinting out a blank budget form from a web site or word processing software provides a neat format for recording budget data. This is a good solution for those who want to create their budget by hand but don't want to have to redraw lines for columns and rows when the budget with a completely hand-written budget, you need to decide if you will budget the same amount for expenses and income for each month, or if you will be budgeting fluctuating amounts across the year. If you go with a static budget amount month after month, you only require two columns - one for the budgeted category and one for the amount budgeted. Budgeting different monthly amounts calls for a category column and a column for each month in a year. Be sure to include a total row beneath the budgeted amounts so you can see if total expenses surpass total Budget Planning PrintablesUsing Tables in Microsoft Word: Tips on using the Tables feature in Microsoft Word to create your budget free printable budget planning forms require the free Adobe ReaderTo use forms for tracking your monthly spending after you create your budget: print out the form, fill in budgeted amounts that will not change and then make photocopies to avoid recording budgeted amounts each Balance Pro's complete budget form with a personal financial analysis with the 8-page Money Management Planner to break down current spending, planned budget and changes in spending needed to reach budgeted amounts. Includes weekly and monthly expense records. Detailed Budget Worksheet from Freddie Mac includes lines for brief notes. Monthly Budget Worksheet from includes a Monthly Spending Summary on the last page, with a spot to record surplus or shortfall. Less detailed and very colorful Simple Monthly Budget worksheet from more at Suite101: Creating Your Budget on Paper: Personal Financial Planning

不能靠近你，也要温暖你！——纪念我千千万万的同胞们“5月12日下午2点28分”这个让人毛骨悚然的片刻。身处重庆的我于2点33分也感受到地震的恐怖，我吓得半个小时没回过神来。对于地震我感同身受，亲爱的同胞们，你们还好吗？我有好多话要对你们说，你们一定要坚强，活下去慢慢地听我们说……“叔叔，你拉吧，我能忍住！”“跑，跑死了才准停！”“叔叔，别锯我的腿！”“我不管你们怎么样，我只要这10万群众脱险，这是命令。”“……”那一座大钟，停留在了那一刻，但废墟下的你们如此坚强，在黑暗的日子里，全世界人民，每人点一支小小的蜡烛，也要照亮黑夜，温暖你！虽然我无法奔赴前线，靠近你们，但我会点亮心中的明灯，照亮你们，温暖你们！有一种瞬间，叫震撼美丽的汶川，你一定要坚强，昔日的羌寨一定会重现！那废墟下千千万万个鲜活的生命，一定要坚持啊!不要害怕，大家正在营救你们，怎么？同胞们你们很冷？我虽无法靠近你，但我要用爱温暖你！因为在那一双双渴求的眼睛中我看见了，生的渴望！那一种瞬间，叫做震撼！我相信在废墟下，仍有生命！他们不吃不喝这么多个小时，能将生命延续，能耐心等待救援者，他们是坚强的！这一个个生命的奇迹，叫人震撼！我也深受感动，轻轻地走向募捐箱，用自己一份微不足道的爱去温暖他们！有一种瞬间，叫坚强。我虽不能靠近你，也要温暖你！有一种微笑，叫坚强！同胞们，你们是好样儿的，在灾难面前不低头，风雨过后是彩虹。你们的微笑，让我不禁落泪！“叔叔，我是不是最坚强的孩子？”一个刚截肢的小女孩笑着问救援人员。我敲击键盘……“是的，小妹妹，你是最坚强的！”我活在平安的环境中，而你们却身处险境。不要怕，一定要坚强，用微笑吓倒自然，同抱们，让我温暖你，给你们爱，点燃心灵的圣火，播种坚强，收获生命，让爱的接力棒传递下去！有一种微笑叫坚强！让我给你爱，给你坚强！国家领导人，解放军战士，消防队员，医务人员，……你们一定要加油啊！废墟下的同胞们，千万不要放弃！我们在救你！虽然我不能也没办法靠近你，但也要温暖你！在此我向工作在前线的勇士和警犬们致敬！向震灾中死去的同胞们哀悼！向废墟下的生命呼喊！加油！坚持！总有一天，人类会战胜困难。我为你们祈祷！我用爱温暖你！2008年5月16日， 

财务论文的英文参考文献大全

财务是非常有前途的一个职业,也是一个很容易规划自己发展路径的职业。下面是我为大家整理的财务论文英文参考文献，欢迎阅读。

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