变量符号变量定义被解释变量lnpat创新解释变量lnfin数字普惠金融中介变量Hr人才集聚控制变量lnsize企业规模roa资产收益率lev资产负债率grow企业成长能力idr公司治理水平top股权集中度board董事会规模ot营运能力own企业性质(1)(2)(3)lnpatHrlnpatlnfin0.5736***0.6285*0.5370***(32.8859)(1.9443)(17.1202)Hr0.0707***(4.5050)lnsize0.0954***3.4294***-0.1135**(6.3124)(12.2499)(-2.1303)roa-0.0070***0.0169-0.0090***(-5.8797)(0.7539)(-4.2624)lev0.0005-0.0388***0.0024**(0.8205)(-3.1363)(1.9724)grow0.00010.0046-0.0001(0.3563)(1.0086)(-0.3084)idr-0.0026-0.0282-0.0014(-1.1615)(-0.6780)(-0.3768)top-0.0083***0.0045-0.0079***(-9.2262)(0.2706)(-5.0550)board-0.01080.2098-0.0319**(-1.2046)(1.2391)(-1.9633)ot-0.0086-2.0027***0.1276**(-0.2652)(-3.3417)(1.9871)_cons-0.4090-29.5678***0.9944(-1.2798)(-4.9871)(1.5622)N783483507834adj. R20.3090.0670.317t statistics in parentheses* p < 0.1, ** p < 0.05, *** p < 0.01