翻译成中文大概就这样子了吧,如果有不对的地方我不负责的哦。As China's housing reform in the system of housing mortgage financing as a form of security, will be displayed on the introduction of its strong , the mortgage is still a novelty in China,Adjust the existing laws and regulations or mortgage there is no clear provision, or only in the general sense of the real estate collateral or guarantees housing loans level to be regulated, to the actual operation of this great inconvenience, but also easily lead to mortgage loans in different countries and in different historical periods. Legal nature, especially housing mortgage our country's actual conditions, seeking mortgage system and the existing legal system in China fit to explore our legal system guarantees the transformation and innovation of China's housing mortgage at the same time Some common practice in handling of the problem of mortgage expect the legal system to balance the interests of the parties to protect and enhance the external security of the mortgage transactions, and promote the healthy development of the finance industry, in the mortgage business to prevent financial risks, such as respect positive impact.